Our Partner Sonia Rivandari and senior associate Ainun Angelina have contributed to Legal Industry Review: Indonesia – 1st Edition. This article explores the new P2P lending regulations in Indonesia.
The article provides an analysis of Circular No. 19/SEOJK.06/2025 and its interaction with OJK Regulation No. 40/2024. It discusses how the new rules expand the scope of permissible activities for P2P platforms, introduce the formal mechanism of the General Meeting of Funders (RUPD), impose stricter eligibility and funding limits, and restructure disclosure and reporting obligations. The article also highlights key deadlines for compliance, risks for operators who delay adjustments, and practical steps organizers should take to update agreements, strengthen governance, and ensure consumer protection.
Read our full article here
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